Health Insurance
Health issues, illness, and hospitalization can hit any person at any time. Health insurance is equal to wealth insurance. Health issues are an undeniable, unavoidable event which is very likely to happen once every few years in every family, either with self, children, or parents. It becomes very important to have adequate health insurance covering all family members in the family. Another important fact is that medical inflation is much higher than regular inflation and is in double digits. There are a lot of choices available with health insurance like individual plans, family floater plans, senior citizen plans, critical illness plans, disease-specific plans, group insurance plans, etc which can be bought as per your need. Apart from these, many health Insurance companies in Kerala suggest insurance as one of the health insurance plans in Kerala.

The scope for comprehensive coverage under health insurance policies would be;
Hospitalisation expenses
Pre- & post-hospitalisation expenses
Day care treatments
Expenses like ambulance, ICU, cost of medicines, tests, etc.

My: Optima Secure Health Insurance

Introducing my: Optima Secure health insurance, which redefines the value you get from health insurance, with SO many benefits that give an excellent 4X coverage* at no additional cost. Isn’t this a deal to steal?

It doesn't end here! Now you can avail of our No cost installment*^ benefit for buying Optima Secure(applicable to a one-year policy) that too at no additional cost. This option is available for all debit and credit card holders.

Well, it doesn’t end here. We also provide you with a host of benefits such as no room rent capping, wider pre and post-hospitalization, unlimited day-care procedures, and exciting discount options. We’d say do not settle for less when you can avail one of the best healthcare facilities without breaking the bank. This plan has been suggested by so many best health insurance in Kerala

Star Health
Star Health Assure Insurance Policy

With the Assure plan, you pay for your employees' actual medical and pharmacy claims costs as they are incurred. We help you manage the claims costs, and in return, you pay a set fee for administrative services and protective stop-loss. Star Health insurance is also backed by many insurance planning services in Kerala.

Star Young Star Insurance Policy

Star Young Star Insurance Policy is a health plan that provides coverage to people up to the age of 40 years. It covers medical expenses incurred due to hospitalization, ambulance charges, automatic restoration, mid-term inclusion, etc. It also comes with special features, such as no cap on room rent.

Star Health Senior Citizen Red Carpet

Star Red Carpet senior citizen health plan is perfectly designed for elderly people above the age of 60 years. There is no need for any pre-medical screening before buying this health insurance policy, which proves to be a boon for senior citizens. this policy has too many offers to people between the age group of 60 and 75 years.

Life Insurance Policy
Life insurance should be seen as an investment for the future of your family as it protects your family against any financial crisis in case of an unfortunate event. The idea is that your family's future is not compromised and all of their needs are taken care of. In the absence of adequate life insurance coverage, the entire future of your dear ones is at risk. While the importance of life insurance is known to everyone, unfortunately, the average life insurance coverage for Indians is very low. It's one of the best and earlier insurance plans in our country and was suggested by the best Insurance company in Kerala.

The life insurance cover must be adequate for covering the following:

Life goals for children like education and marriage
Household expenses for the foreseeable future
Family health care & insurance premium needs
Emergency funds

A life insurance policy offers coverage against natural or accidental death. You may additionally opt for critical illness or accidental disability through riders. There are also policies that cover a child's future.

Max Life Insurance
It is often the most simple things that bring the most happiness in life. Why should life insurance be any different? We, at Max Life Insurance services, constantly try to create solutions to make life insurance plans easy, affordable, and suitable for every stage of your life. At the same time, each day, we are working to make the claims process quick and simpler for your family.

Aditya Birla Sun Life Insurance

Aditya Birla Sun Life Insurance Company Limited (ABSLI) is a part of Aditya Birla Capital Ltd (ABCL). ABSLI offers a range of products across the customer’s life cycle, including children's future plans, wealth protection plans, retirement and pension solutions, health plans, traditional term plans, and Unit Linked Insurance Plans (ULIPs).

ICICI Prudential Life Insurance Company Limited

ICICI Prudential Life Insurance Company Limited (ICICI Prudential Life) is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited.ICICI Prudential Life began its operations in the fiscal year 2001. On a retail-weighted received premium basis (RWRP), it has consistently been amongst the top companies in the Indian life insurance sector.

Personal Accident Insurance
Personal accident insurance is another critical element of financial protection for your loved ones. This specifically covers risks related to any mishap originating due to an accident. For a personal accident, the policy is also very affordable and one should ideally take as higher an amount as possible. A personal accident policy specifically covers risks related to accidents resulting in-

Accidental death
Accidental hospitalization expenses
Permanent total disability
Temporary total disability
Temporary disability with loss of income

Star Health Accident Care Insurance Policy
Star Health offers a number of insurance policies with various unique benefits and features. The Accident Care Individual by Star Health provides numerous unique benefits and features. These include cover for Temporary Disablement, Accidental Death, and Permanent Disability. The compensation offered for permanent total disablement will be 150 per cent of the insured sum. For dependent children, an educational grant is also provided. This health insurance plan also provides coverage for winter sports and an extension for payment of medical expenses.

Home Insurance

A happy home is a dream of many. Your home is your most precious asset. Unfortunately, rarely do we think of protecting the same, along with the prized possessions, and contents therein. We can easily do this with the help of a comprehensive householders package policy which comes at a surprisingly affordable cost. There are risks faced like burglary, fire, riots, natural calamities, smoke, etc. which can potentially destroy your life's savings. Such a comprehensive policy will offer coverage against a covered loss /risk.

United India's Householder's Insurance
All the risks faced by householders are covered in a single umbrella policy. Avoids the problem of taking more policies, expiring on various dates. Discounts are available for covering more sections. other benefits like less or no depreciation on machinery.

Retirement Planning
Various experts have emphasized the need for retirement planning time and time again. It is regarded as a "High Priority Item" for those who intend to continue their existing lifestyle after they retire. Despite the importance and criticality, most people let this important planning slide down their priority list, and in some cases, it even drifts off the list. The main reason for this is that the relevance of retirement planning is yet to be comprehended and understood in a society like ours. Life goals, culture, savings behavior, family dynamics, and lifestyle are some of the variables that often lead to procrastination in making this decision. The end result - you are left with little at the time of retirement and are at the mercy of your family. A mutual fund is also a better choice for investing after retirement and you can see investment planners in all major cities.

HDFC retirement plan
HDFC Life systematic Retirement Plan is An Individual/ Group, Non-Participating, Non linked, Savings Deferred Annuity Plan. This plan allows you to save systematically for your golden years with the flexibility to choose your premium payment term, Deferment Period, and choose your annuity payout date.

Retirement plans offered by Aditya Birla Sun Life

We offer 4 types of plans: ABSLI Saral Pension Plan, ABSLI Guaranteed Annuity Plus, ABSLI Empower Pension Plan, and ABSLI Empower Pension Plan-SP cater to a variety of financial planning and retirement preferences. You choose which one fits you best.

Whatever insurance strategy you choose, you must consult with insurance companies in Kerala to avoid legal or financial misunderstandings and gain confidence.


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